ATM Fees at All Time High - KCOY Santa Maria, Santa Barbara, San Luis Obispo - News

USA - It's getting more difficult to find banks with free checking accounts.

A bankrate.com survey finds just 39 percent of checking accounts have no fee.

That's down from 45 percent last year and 76 percent in 2009.

The study also shows ATM and overdraft fees are at record highs.

On average, customers are paying $2.50 to access their money from an ATM that does not belong to their bank.