MONTEREY, Calif.- There's a lot to know about getting covered under the Affordable Care Act and at Central Coast News we're sifting through it for you. On Tuesday, we found out what you need to know about searching for coverage online very soon.
At the beginning of next year, the federal government is requiring everyone to get health coverage under the Affordable Care Act-or you'll have to pay penalties. If the information out there seems a bit confusing, you're not alone. Insurance broker Patrick Finch said his clients are trying to get up to speed, but it's not easy.
"It's a lot of information out there it changes on a daily basis. So it's really hard to keep track, keep it touch and the general public just is not going to be able to do this," said Patrick Finch.
Finch said so far a lot of the information is available online. But information comparing rates on the open exchange isn't available yet, making it tricky for people to plan financially. That's where the question of access to the Internet comes in, because not everyone has a computer to access the information online. Finch said facts seem to be constantly evolving from the federal government.
"We would like to give things out to our clients but we can't because by the time we get the information, get it in the mail, its changed," Finch said.
The state of California is already set to follow the law and Finch said the state is doing a better job of putting a plan in place. But a lot of community outreach will be needed through groups like the ACLU, to get the word out on how to follow the law for people who need better access to the information.
"The assister will assist the person signing up for the plan then, there's agents and brokers who can then do those two things plus advise the person in what type of plan will work their budget," Finch said.
On August 9th, the Department of Social Services will set up a call center for anyone with any questions on their health care. In October, enrollment begins for the Affordable Care Act and you can start to compare health insurance plans side by side.